Secure, standards-compliant connection API

A single connection to all major financial institutions, pensions, investments, loans, property values, savings, mortgages, banks and more. Easy enablement of services such as ISIN matching, Rent Recognition, LtV Ratios and Tax Returns are at your fingertips.

                   
 

Instant Open Data access

We expose our APIs via Restful JSON endpoints. All APIs are documented and are available to test through an interactive documentation interface.

 

Financial aggregation

Providing enterprises with a single point of connection to hundreds of different financial accounts, with consumer consent built in.

Creating one single location to connect to all finances - including current accounts, credit cards, savings, loans, pensions, property and investments - makes Moneyhub the ‘go-to’ provider for all things relating to money. Transactions are automatically categorised using AI to allow for budgeting and analysis. Holdings are surfaced within investments.

 

Actionable nudges

Send relevant and timely nudges using Moneyhub’s AI-driven proactive assistant; promoting money saving, product discovery and engagement with the customer’s entire financial world.

Personalised insights and triggers to provide on-brand, relevant messages directly to your customers at just the right time, helping them to get on top of their finances.

 

Smart budgeting

Facilitate active financial control with smart budgeting tools, while highlighting behavioural patterns with in-depth and detailed spending analysis.

Smart budgeting tool presets income and expenditure based on an individual’s spending and earning patterns. Adjust preset figures to calculate how changes to income and expenditure will affect cash flow.

 

Smart insights and analysis

Facilitate active financial control with detailed spending and income analysis.

Our insights engine generates interesting insights from a user’s data. These could be as simple as a monthly analysis of spending, or as complex as a suggestion to change bank account based on balance predictions and investment optimisation.

 

Valuations and holdings

As well as supporting banking data, Moneyhub also supports investment and pensions data.

The customer will see ‘Performance to date’ on these accounts, providing a thorough analysis of the growth rate of an account, excluding contributions and withdrawals made, which can then be compared to inflation and the FTSE100, to ascertain whether an investment or pension should be moved.

 

Transaction categorisation

With over six years of continuous learning based on real users, Moneyhub can automatically and intelligently categorise transactions.

This is available in a general form without the requirement of having a user account on the Moneyhub platform.

 

Global Open Data connections

Seamlessly connect via a single source to thousands of financial institutions in 37 countries to provide a unique and holistic view for your customers’ financial habits, needs, behaviours, and aspirations.

Benefit from a global ISO 27001 certified Open Data platform. With the most extensive range of proprietary direct connections, including but not limited to PSD2 APIs. Where screen scraping is the only method available to achieve full coverage, for example in Israel, the platform is also an aggregator of aggregators.

We can add new connections within days, so get in touch to find out more.

 

Open Banking

Take advantage of our PISP status and use Faster Payments directly provided by the banks, to us.

Secure

With encrypted credentials, ISO27001 certification and security of the highest standards, data is always safe.

Coverage

Payments available through all Open Banking connections that have been provided by banks.

Faster payments

A payment transfer time of up to 15 seconds (but nearly always instant).

Save money

Payment initiation service (PIS) is the cheapest method of initiating payments.

Faster payments

Use one single-access point to connect to initiate payments across accounts.